30 inspirational Dave Ramsey quotes about financial freedom

We’ve compiled a list of inspirational Dave Ramsey quotes on how to get out of debt and soar financially.

Dave Ramsey is a successful motivational speaker, bestselling author, television personality and radio host. The Dave Ramsey Show is heard on more than 500 radio stations.

Dave Ramsey quotes on financial freedom 

1. “You must gain control over your money or the lack of it will forever control you.” – Dave Ramsey

2. “You’ve got to tell your money what to do or it will leave.” – Dave Ramsey

3. “Those who don’t manage their money will always work for those who do.” – Dave Ramsey

4. “You must plan your work and then work your plan.” – Dave Ramsey

5. “Ideas are a dime a dozen. People who execute them are not.” – Dave Ramsey

6. “Change is painful. Few people have the courage to seek out change. Most people won’t change until the pain of where they are exceeds the pain of change.” – Dave Ramsey

7. “After losing everything, I went on a quest to find out how money really works, how I could get control of it, and how I could have confidence in handling it.” – Dave Ramsey

8. “It’s never too late to turn things around. You are the only obstacle.” – Dave Ramsey

9. “I’m a Christian. Years ago, I went broke, so I decided to run every part of my life according to the Bible. It sounds hokey, but it works. You run your marriage that way, and it works. It will work with business, too, and finances. Treat people like you want to be treated.” – Dave Ramsey

10. “Broke is normal. Why be normal?” – Dave Ramsey

Financial rewards

11. “I’m not against people having new cars. I’m against them having you. We spend a tremendous amount impressing somebody at the stoplight who we’ll never meet. It makes you broke and keeps you broke.” – Dave Ramsey

12. “If you help enough people, you don’t have to worry about money.” – Dave Ramsey

13. “The world will try to tell you that you need stuff to be somebody. Don’t listen.” – Dave Ramsey

14. “Debt is so ingrained into our culture that most Americans can’t even envision a car without a payment … a house without a mortgage … a student without a loan … and credit without a card. We’ve been sold debt with such repetition and with such fervor that most folks can’t conceive of what it would be like to have NO payments.” – Dave Ramsey

15. “Wealth gained by dishonesty will be diminished, but he who gathers by labor will increase.” – Dave Ramsey

16. “If you will make the sacrifices now that most people aren’t willing to make, later on you will be able to live as those folks will never be able to live.” – Dave Ramsey

17. “The decision to go into debt alters the course and condition of your life. You no longer own it. You are owned.” – Dave Ramsey

18. “Winning at money is 80 percent behavior and 20 percent head knowledge.” – Dave Ramsey

19. “If hard work, integrity, thrift, and perseverance have caused you to succeed, then you don’t owe anyone an apology for winning.” – Dave Ramsey


20. “Pray like it all depends on God, but work like it all depends on you.” – Dave Ramsey

21. “What to do isn’t the problem; doing it is. Most of us know what to do, but we just don’t do it. If I can control the guy in the mirror, I can be skinny and rich.” – Dave Ramsey

22. “Study the habits of the people you want to be like and then imitate them. If they are succeeding, they must be doing something right.” – Dave Ramsey

23. “Success is a pile of failure that you are standing on.” – Dave Ramsey

24. “Work is doing it. Discipline is doing it every day. Diligence is doing it well every day.” – Dave Ramsey

25. “The enemy of “the best” is not “the worst.” The enemy of “the best” is “just fine.” – Dave Ramsey

26. “The number one problem that causes student load debt? Parents that suck.” – Dave Ramsey

27. “Wealth comes from hard work but not because of hard work. Wealth comes because of God. Everything is His.” Dave Ramsey

28. “Live like no else today, so you can live like no else tomorrow.” – Dave Ramsey

29. “You can get anywhere if you simply go one step at a time.” – Dave Ramsey

30. “Nothing happens without focus. Don’t try to do everything at once. Take it one step at a time.” – Dave Ramsey

31. “Don’t buy things you can’t afford, with money you don’t have, to impress people you don’t like.” – Dave Ramsey



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